<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress.com" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>https://andriessmit.com/2023/11/04/finding-the-right-problem-to-solve/</loc><lastmod>2023-11-04T08:30:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2023/08/29/the-second-machine-age/</loc><lastmod>2023-08-29T13:14:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2023/08/22/do-something-you-love/</loc><lastmod>2023-08-22T07:19:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2023/05/16/derisking-venturing-early-indicators/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2023/05/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2023-05-16T14:58:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2023/04/08/be-fair/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2023/04/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2023-04-08T06:41:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2023/02/24/accelerating-change/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2023/02/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2023-02-24T16:03:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2023/02/12/how-companies-report-their-numbers/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2023/02/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2023-02-12T08:51:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2023/01/20/generational-spending-patterns/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2023/01/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2023-01-20T14:52:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2023/01/05/first-principles-defined/</loc><lastmod>2023-01-05T08:47:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/12/19/ai-today-one-for-the-time-capsule-archives/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/12/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2022-12-19T08:36:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/12/12/lessons-from-a-life-time-in-ventures/</loc><lastmod>2022-12-12T16:28:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/12/11/time-to-1m-users/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/12/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2022-12-11T18:40:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/11/25/ai-is-maturing/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/11/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2022-11-25T15:37:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/11/25/decisions-vs-habits/</loc><lastmod>2022-11-25T14:25:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/11/08/your-net-productivity/</loc><lastmod>2022-11-08T16:28:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/11/08/start-or-finish/</loc><lastmod>2022-11-08T16:27:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/11/08/how-much-do-you-need-to-stop-working/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/11/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2022-11-08T16:00:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/11/08/be-reliable/</loc><lastmod>2022-11-08T15:36:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/11/08/listen/</loc><lastmod>2022-11-08T15:30:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/11/08/short-termistic/</loc><lastmod>2022-11-08T15:09:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/11/04/things-are-not-always-what-they-seem/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/11/226ad604-5e97-46b9-aa3c-67bf20f6952d-78364-0000085205553ad1_file.jpg</image:loc><image:title>226ad604-5e97-46b9-aa3c-67bf20f6952d-78364-0000085205553ad1_file</image:title></image:image><lastmod>2022-11-04T11:34:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/28/what-is-a-good-activation-rate/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2022-10-28T09:25:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/28/how-to-scale-decision-making/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2022-10-28T09:14:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/28/tools-for-vcs-and-angel-investors/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2022-10-28T06:53:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/24/the-emergence-of-general-ai/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2022-10-24T08:37:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/22/mission-to-roadmap/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2022-10-22T11:40:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/22/why-everyone-should-do-sport/</loc><lastmod>2022-10-22T11:14:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/22/patways-to-insight/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2022-10-22T11:06:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/22/content-changes-but-cycles-remain-the-same/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2022-10-22T10:57:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/19/b2b-saas-company-valuations/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2022-10-19T15:45:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/19/feel-see-think-action/</loc><lastmod>2022-10-19T10:47:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/18/consumer-evangelism/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2022-10-18T11:42:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/08/our-limitations-to-see-insight/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2022-10-08T06:57:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/06/ask/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2022-10-06T08:06:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/06/study-failure/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2022-10-06T06:03:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/10/03/our-journeys-are-never-linear/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/10/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2022-10-03T14:02:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/09/27/how-to-get-your-first-1000-users/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/09/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2022-09-27T14:22:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/09/27/brainstorming-framework-for-founders/</loc><lastmod>2022-09-27T14:09:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/09/27/increase-influence/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/09/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2022-09-27T13:51:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/09/27/the-map-is-not-the-territory/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/09/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2022-09-27T13:04:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/09/27/luck/</loc><lastmod>2022-09-27T12:28:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/09/26/how-to-keep-getting-smarter/</loc><lastmod>2022-09-26T16:53:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/09/26/the-myth-of-attention-spans/</loc><lastmod>2022-09-26T16:52:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/08/12/how-long-can-you-stay-motivated/</loc><lastmod>2022-08-12T15:42:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/08/12/learn-then-master/</loc><lastmod>2022-08-12T15:39:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/08/12/gartner-hype-cycle/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/08/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2022-08-12T08:42:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/about/</loc><lastmod>2022-08-12T08:25:02+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://andriessmit.com/2022/08/01/new-habits/</loc><lastmod>2022-08-01T05:58:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/07/22/successful-founders-in-europe/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/07/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2022-07-22T09:37:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/07/21/change/</loc><lastmod>2022-07-21T17:29:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/07/21/a-huge-outlier/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/07/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2022-07-21T09:48:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/07/18/marketing-unit-economics/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/07/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2022-07-18T14:18:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/07/15/super-apps/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/07/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2022-07-15T07:23:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/07/15/us-inflation-since-1965/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/07/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2022-07-15T07:18:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/07/14/ladders-of-success/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/07/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2022-07-14T07:24:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/07/14/strange-trends-in-us-healthcare/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/07/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2022-07-14T07:19:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/07/11/dont-wait/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/07/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2022-07-11T07:21:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/07/08/read-it/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/07/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2022-07-08T05:27:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/28/get-a-job-at-a-high-growth-company/</loc><lastmod>2022-06-28T08:01:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/25/where-people-cut-their-spending/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2022-06-25T06:50:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/25/screen-slaves/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2022-06-25T06:35:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/24/mental-toughness/</loc><lastmod>2022-06-24T05:54:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/24/not-obvious-but-powerful/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2022-06-24T05:38:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/23/history-of-asset-bubbles/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2022-06-23T05:43:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/23/take-just-the-next-step/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2022-06-23T05:25:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/21/good-sleep-is-essential/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2022-06-21T06:02:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/20/jeff-bezos-shareholder-letters/</loc><lastmod>2022-06-20T12:32:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/20/try-try-and-try-again/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2022-06-20T05:15:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/20/focus/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-19.png</image:loc><image:title>image-19</image:title></image:image><lastmod>2022-06-20T05:14:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/20/be-aware/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-18.png</image:loc><image:title>image-18</image:title></image:image><lastmod>2022-06-20T05:14:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/20/thinking-is-hard/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-17.png</image:loc><image:title>image-17</image:title></image:image><lastmod>2022-06-20T05:12:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/18/digital-is-taking-share-of-our-lives/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-16.png</image:loc><image:title>image-16</image:title></image:image><lastmod>2022-06-18T07:06:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/17/speculators/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-15.png</image:loc><image:title>image-15</image:title></image:image><lastmod>2022-06-17T15:47:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/17/tech-laws-to-be-aware-of/</loc><lastmod>2022-06-17T15:29:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/17/learning-from-the-dot-com-bubble/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-14.png</image:loc><image:title>image-14</image:title></image:image><lastmod>2022-06-17T14:40:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/17/tradeoffs/</loc><lastmod>2022-06-17T14:24:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/17/people-rock/</loc><lastmod>2022-06-17T14:23:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/17/bear-markets/</loc><lastmod>2022-06-17T13:45:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/17/the-cobra-effect/</loc><lastmod>2022-06-17T13:43:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/17/what-drives-people/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-13.png</image:loc><image:title>image-13</image:title></image:image><lastmod>2022-06-17T08:32:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/17/you-are-enough/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2022-06-17T05:40:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/17/attention/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2022-06-17T05:38:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/13/world-is-moving-direct-for-now-before-the-cycle-turns-again/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2022-06-13T11:02:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/13/problems/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2022-06-13T05:26:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/13/persistence/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2022-06-13T05:25:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/13/yep/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2022-06-13T05:24:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/11/key-questions-to-ask-yourself/</loc><lastmod>2022-06-11T07:33:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/10/think-like-a-farmer/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2022-06-10T05:25:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/10/if-only-we-realise-this-when-we-are-young/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2022-06-10T05:22:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/09/reputation/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2022-06-09T05:28:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/07/procrastination-buster/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2022-06-07T05:19:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/06/bubble-signal-spot-the-learn-how-to-get-rich-seminars/</loc><lastmod>2022-06-06T10:22:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/06/consciously-going-through-a-recession/</loc><lastmod>2022-06-06T10:21:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/06/you-can-do-anything/</loc><lastmod>2022-06-06T07:34:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/06/open-banking-goes-open-finance/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2022-06-06T07:20:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/06/integrity-creates-the-future/</loc><lastmod>2022-06-06T06:52:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/06/building-trust/</loc><lastmod>2022-06-06T06:51:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/06/what-its-really-about/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2022-06-06T06:43:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/06/01/correct/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/06/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2022-06-01T05:19:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/31/why-people-are-loyal-or-not/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2022-05-31T13:34:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/30/valuation-inflation-and-correction/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2022-05-30T13:49:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/30/burn-multiples/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2022-05-30T13:49:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/26/effort-compound/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/5caf6f99-91cb-4dd1-a2d4-a51eba1ae54c-11771-0000013ea58bb4d6_file.jpg</image:loc><image:title>5caf6f99-91cb-4dd1-a2d4-a51eba1ae54c-11771-0000013ea58bb4d6_file</image:title></image:image><lastmod>2022-05-26T06:48:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/25/imagen-googles-new-text-to-image-ai/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2022-05-25T05:51:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/24/sweat-after-one-month/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2022-05-24T12:21:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/24/fall-of-apps-rise-of-superapps/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2022-05-24T12:02:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/24/crypto-around-the-world-nov21/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-19.png</image:loc><image:title>image-19</image:title></image:image><lastmod>2022-05-24T12:01:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/24/collective-intelligence/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-18.png</image:loc><image:title>image-18</image:title></image:image><lastmod>2022-05-24T11:51:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/24/tiktok-demographics-as-at-may22/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-17.png</image:loc><image:title>image-17</image:title></image:image><lastmod>2022-05-24T11:41:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/13/snapshot-of-fintech-as-at-13-may-22/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-16.png</image:loc><image:title>image-16</image:title></image:image><lastmod>2022-05-13T15:12:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/13/crypto-week-of-9-may-22/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-15.png</image:loc><image:title>image-15</image:title></image:image><lastmod>2022-05-13T12:44:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/13/the-thing-that-never-changes-is-the-pattern/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-14.png</image:loc><image:title>image-14</image:title></image:image><lastmod>2022-05-13T07:05:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/13/strategies/</loc><lastmod>2022-05-13T05:43:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/12/web3-intro-guide/</loc><lastmod>2022-05-12T15:26:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/12/nothing-draws-in-a-crowd-quite-like-a-crowd-pt-barnum/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-13.png</image:loc><image:title>image-13</image:title></image:image><lastmod>2022-05-12T05:14:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/11/generations-move-and-have-new-names-but-the-pattern-remains-the-same/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2022-05-11T10:38:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/10/how-to-pick-an-idea-and-validate-it/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2022-05-10T16:34:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/10/the-future-of-marketing/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2022-05-10T11:05:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/10/think-of-many-things-do-one/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2022-05-10T05:20:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/09/brand-interactions/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2022-05-09T13:45:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/09/money-worries/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2022-05-09T12:15:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/09/a-point-in-time-view-of-web2-vs-web3-wealth-management/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2022-05-09T12:13:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/09/early-days-of-ad-revenue-for-market-places/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2022-05-09T09:46:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/09/team-complexities-grow-exponentially-as-you-add-more-people/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2022-05-09T05:34:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/08/28-lessons-from-warren-buffetts-annual-letters-to-shareholders/</loc><lastmod>2022-05-08T08:46:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/06/consumer-adoption-trends/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2022-05-06T05:58:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/05/crypto-transaction-value/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2022-05-05T14:41:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/05/defi-and-stablecoins/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2022-05-05T14:31:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/05/03/tokenomics-sweatcoin-example/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/05/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2022-05-03T11:41:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/27/b2b-growth-rates/</loc><lastmod>2022-04-27T12:18:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/27/gaming-value/</loc><lastmod>2022-04-27T07:55:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/22/interesting-pov/</loc><lastmod>2022-04-22T09:07:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/22/transformation-is-like-cleaning-your-house/</loc><lastmod>2022-04-22T07:35:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/22/digital-transformation/</loc><lastmod>2022-04-22T07:34:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/22/vpu-of-wallets/</loc><lastmod>2022-04-22T05:46:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/14/commerce-payments-a-match-made-in-heaven/</loc><lastmod>2022-04-14T07:57:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/13/last-mover-advantage/</loc><lastmod>2022-04-13T15:31:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/13/where-to-start/</loc><lastmod>2022-04-13T15:25:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/13/business-value-by-peter-thiel/</loc><lastmod>2022-04-13T15:21:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/12/operating-at-personal-optimum-level/</loc><lastmod>2022-04-12T15:26:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/12/bnpl-built-on-this-insight/</loc><lastmod>2022-04-12T10:39:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/12/block-square-cash-app-and-economic-access/</loc><lastmod>2022-04-12T10:37:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/12/has-covid-really-slowed-down-the-pace-of-living/</loc><lastmod>2022-04-12T09:56:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/12/gen-z-students-aka-generation-savvy-are-far-more-fiscally-mature-and-risk-averse-than-millennials-were/</loc><lastmod>2022-04-12T09:51:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/12/insta-culture/</loc><lastmod>2022-04-12T09:43:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/12/why-payments-is-being-disrupted/</loc><lastmod>2022-04-12T09:37:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/04/12/airline-loyalty-programmes-worth-more-than-the-companies-themselves/</loc><lastmod>2022-04-12T08:53:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/25/the-layer-cake/</loc><lastmod>2022-03-25T09:54:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/24/unbelievable/</loc><lastmod>2022-03-24T11:13:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/22/shopping-behaviour/</loc><lastmod>2022-03-22T11:48:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/22/angel-investing-is-more-about-access-than-picking/</loc><lastmod>2022-03-22T06:53:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/22/conventional-investing-wisdom/</loc><lastmod>2022-03-22T06:50:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/22/investing-in-startups/</loc><lastmod>2022-03-22T06:49:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/21/questions-to-ask-each-month/</loc><lastmod>2022-03-21T15:56:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/21/universal-lessons-for-fintechs/</loc><lastmod>2022-03-21T15:33:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/21/typical-adoption-curve/</loc><lastmod>2022-03-21T14:59:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/21/habit-tracker/</loc><lastmod>2022-03-21T14:38:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/21/crypto-accelerates-international-expansion/</loc><lastmod>2022-03-21T13:09:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/21/crypto-provides-interesting-advantages-to-marketplace-startups/</loc><lastmod>2022-03-21T13:07:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/21/dot-com-startup-look-back/</loc><lastmod>2022-03-21T13:02:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/21/essential-skills/</loc><lastmod>2022-03-21T12:41:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/18/product-led-growth-principles/</loc><lastmod>2022-03-18T13:49:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/18/being-a-pro/</loc><lastmod>2022-03-18T10:37:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/18/personal-efficacy/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/03/img_3722.png</image:loc><image:title>img_3722</image:title></image:image><lastmod>2022-03-18T08:41:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/17/digital-minimalism-a-key-read/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/03/image_267f2914-b943-437b-a2d8-3b1619762405.jpg</image:loc><image:title>image_267f2914-b943-437b-a2d8-3b1619762405</image:title></image:image><lastmod>2022-03-17T10:23:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/16/breakdown-of-long-human-life/</loc><lastmod>2022-03-16T09:07:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/16/if-you-cant-invent-the-future-the-next-best-thing-is-to-fund-it/</loc><lastmod>2022-03-16T08:39:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/16/marketplaces-go-vertical/</loc><lastmod>2022-03-16T08:34:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/16/amazons-ventures-in-financial-services/</loc><lastmod>2022-03-16T06:54:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/15/ethereums-defi-as-at-feb-22/</loc><lastmod>2022-03-15T12:04:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/15/blockchain-primitives/</loc><lastmod>2022-03-15T08:34:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/15/go-with-the-flow/</loc><lastmod>2022-03-15T06:56:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/15/web3-in-summary/</loc><lastmod>2022-03-15T06:23:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/14/trust-guarantees-blockchain/</loc><lastmod>2022-03-14T14:40:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/14/blockchain-is-just-a-computer-that-can-make-and-keep-commitments/</loc><lastmod>2022-03-14T14:35:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/14/every-10-15-years/</loc><lastmod>2022-03-14T14:29:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/14/price-as-a-proxy-for-crypto-interest/</loc><lastmod>2022-03-14T14:28:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/14/colour-vs-emotion/</loc><lastmod>2022-03-14T13:10:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/14/web-3-go-to-market-strategies/</loc><lastmod>2022-03-14T10:31:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/14/online-is-important-but-75-of-shopping-still-done-in-store/</loc><lastmod>2022-03-14T09:56:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/14/crypto-awareness-picking-up/</loc><lastmod>2022-03-14T09:44:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/14/economic-development-goes-hand-in-hand-with-literature-about-love-apparently/</loc><lastmod>2022-03-14T09:41:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/10/what-happens-if-ai-eventually-removes-all-inefficiency/</loc><lastmod>2022-03-10T15:08:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/08/80-est-of-crypto-use-cases-are-still-speculation/</loc><lastmod>2022-03-08T06:59:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/07/it-doesnt-take-money-to-make-money/</loc><lastmod>2022-03-07T14:13:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/07/cost-inefficiencies-in-insurance/</loc><lastmod>2022-03-07T11:21:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/07/one-for-the-archives-top-50-blockchain-companies-at-start-of-2022/</loc><lastmod>2022-03-07T10:23:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/07/autonomous-vehicles/</loc><lastmod>2022-03-07T10:19:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/04/start-up-founder-compensation-survey/</loc><lastmod>2022-03-04T17:00:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/04/the-power-of-1/</loc><lastmod>2022-03-04T16:46:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/04/double-your-perceived-intelligence-in-an-hour/</loc><lastmod>2022-03-04T16:46:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/03/payments-are-eating-the-world/</loc><lastmod>2022-03-03T10:59:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/03/venture-builder-investment-principles/</loc><lastmod>2022-03-03T09:12:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/03/different-startup-investment-models/</loc><lastmod>2022-03-03T09:11:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/03/02/talking-about-crypto/</loc><lastmod>2022-03-02T15:02:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/28/get-rich-slowly-but-surely/</loc><lastmod>2022-02-28T16:30:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/28/loss-of-trust/</loc><lastmod>2022-02-28T16:19:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/28/how-people-pay/</loc><lastmod>2022-02-28T14:45:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/28/global-payment-trends/</loc><lastmod>2022-02-28T14:31:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/28/three-criteria-of-a-successful-investor/</loc><lastmod>2022-02-28T07:00:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/28/ux-review-of-cash-app/</loc><lastmod>2022-02-28T06:44:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/28/web3-payment-renaissance/</loc><lastmod>2022-02-28T06:39:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/25/us-banks-vs-crypto-initiatives/</loc><lastmod>2022-02-25T11:25:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/22/metaverse-payments/</loc><lastmod>2022-02-22T06:53:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/21/gateway-habits/</loc><lastmod>2022-02-21T06:58:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/17/identity-based-habits/</loc><lastmod>2022-02-17T08:33:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/17/choose-your-investor/</loc><lastmod>2022-02-17T07:04:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/17/cbinsights-12-tech-trends-for-2022/</loc><lastmod>2022-02-17T06:57:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/17/next-steps/</loc><lastmod>2022-02-17T06:35:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/17/the-problem-coordination-failures/</loc><lastmod>2022-02-17T06:32:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/16/death-taxes-and-churn/</loc><lastmod>2022-02-16T16:28:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/16/how-much-venture-capital-is-there/</loc><lastmod>2022-02-16T10:48:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/16/top-5-success-factors-in-fintech-startups/</loc><lastmod>2022-02-16T10:45:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/16/contrarian-view-to-crypto/</loc><image:image><image:loc>https://andriessmit.com/wp-content/uploads/2022/02/08c2d-elsalvador.jpg</image:loc><image:title>ElSalvador</image:title></image:image><lastmod>2022-02-16T08:45:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/16/an-interesting-view-of-eq/</loc><lastmod>2022-02-16T08:29:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/16/more-than-money/</loc><lastmod>2022-02-16T08:22:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/11/facebook-dau/</loc><lastmod>2022-02-11T08:49:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/11/technology-adoption/</loc><lastmod>2022-02-11T08:25:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/11/technology-s-curves/</loc><lastmod>2022-02-11T08:20:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/11/crypto-startup-landscape/</loc><lastmod>2022-02-11T08:18:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/11/crypto-investors/</loc><lastmod>2022-02-11T06:29:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2022/02/09/how-people-spend-their-time/</loc><lastmod>2022-02-09T09:46:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/contact/</loc><lastmod>2022-02-09T09:40:12+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://andriessmit.com/2013/05/03/relationship-with-food/</loc><lastmod>2013-05-03T05:50:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2012/03/13/the-future/</loc><lastmod>2012-03-13T17:48:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2009/07/09/questions-are-the-answers/</loc><lastmod>2009-07-09T05:05:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com/2009/04/10/hello-world/</loc><lastmod>2009-07-08T19:52:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://andriessmit.com</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2023-11-04T08:30:56+00:00</lastmod></url></urlset>
